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Monday, December 11, 2023

08 Affordable & Safe Places to Live in New York

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A Cook, Software analyst & Blogger.

A place that attracts people from all over the world to make their dreams a reality, New York is one of the most desirable states to live in.

Affordable & Safe Places to Live in New York: Being home to an iconic city, picturesque landscapes, world-class entertainment & a plethora of professional opportunities, it offers some of the best amenities in the world.

With so much to offer, it’s no wonder that living in New York can be expensive.

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Wish to put down your roots in the Empire State without burning a hole in your pocket?

Here are the ultimate list of the cheap, safe places to live in New York.

Dive in!

Ilion #1

Located in Central New York, Ilion is one of the most affordable places to live in NY. If you’re moving with kids, there are several parks & playgrounds in the area, perfect for a fun family outing.

Ilion 1st church

The place is also home to a welcoming community. Compared to most other areas in NY, the crime rates are low here.

The place exudes a suburban vibe and attracts many young professionals & families who are just starting out. 

Albany  #2

If you love spending time amidst nature, you’ll love living in New York State’s capital. Situated on the banks of the Hudson River, there are plenty of parks & hiking trails.


Several Dutch Colonial and Victorian buildings elevate the beauty of the city. The city is also home to numerous colleges & has great public transportation options.

What’s more? You can enjoy these amenities at a cost lower than most other places in the state.

The overall risk here is low but it’s recommended to take some personal safety measures like in most cities.   

Buffalo #3

Want to become part of a diverse community? Head to Buffalo.

Perched on Lake Erie’s eastern shore, this bustling city is home to a vibrant culinary scene, world-class museums, excellent schools & universities.


If you’re a history buff, you’ll love the rich architectural heritage of this place with numerous buildings from the 19th century.

It is also home to the University of Buffalo and offers several attractions for youngsters & families alike.

With the cost of living & housing lower than the national average, this is one of the best places to live on a budget in NY.  

Lake Placid #4

Nestled in the heart of the Adirondack Mountains, this picturesque small town offers the perfect blend of nature with big city amenities.

Go swimming in Mirror Lake, hike the mountainous terrain, or enjoy a scrumptious meal at a lakeside restaurant, the activities to do here are endless.

Lake Placid

With its excellent restaurants, thriving downtown district, and lower cost of living, this is a safe place to live in North New York & enjoy all of NY’s offerings without breaking the bank. 

Saratoga Springs #5

Relocating with family?

Saratoga Springs is home to top-rated schools, plenty of parks with healing mineral springs, and a rich cultural heritage.

Soak in the exquisite Victorian architecture, stroll through its lively downtown district, or catch a ballet performance at the Saratoga Performing Arts Center (SPAC), there is no dearth of entertainment in this charming place.

Safe Places to Live in New York
Saratoga Springs

Couple this with affordable cost of living & lower crime rate than the average US city. 

Geneva #6

Perched on the shore of Seneca Lake, this small city offers the perfect combination of natural attractions with modern amenities for comfortable living.


Rejuvenate your senses at Seneca Lake State Park, groove to the beats at the monthly Geneva Night Out, or go on a shopping spree in the charming downtown shops, there is something here for everyone.

This is the place to be if you wish to enjoy tranquillity amidst nature with access to great entertainment options.

What’s more?

The city’s crime rates are lower than the national average & it offers an affordable cost of living. 

North Tonawanda #7

If you’re a nature lover or an adventure junkie, this is a perfect place to call home.

Situated on Niagara river’s southern bank, this vibrant city features picturesque waterfront parks, a lively downtown district, and a plethora of scenic hiking trails.

North Tonawanda

It is also home to some excellent public schools & has a low crime rate, making it a great place to raise a family. The cost of living here is less than in most other cities in the state. 

Massena #8

Established in the 1800s as a depot town, Massena is known for its rich history, friendly community, and thriving business hub.

There are many manufacturing companies here making way for plenty of career opportunities.

Located in the heart of St. Lawrence Seaway Valley, Massena offers spectacular natural scenery and an array of outdoor activities including swimming, fishing, birding, boating, and picnicking.


It’s a great option for young professionals who are looking to start their businesses or love to enjoy outdoor adventures. 

So, pick the one that caters to your requirements & enjoy the New York life without letting financial constraints hold you back. 

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Q. Is New York City a safe place to live in?

Overall, New York City is quite safe. Just like in any big city, there are areas that are considered slightly more unsafe than the others.

Q. Where is the safest place to live in NYC?

Brooklyn Heights, Greenwich Village, and Tribeca are some of the safest neighbourhoods in NYC.

Q. What is the nicest part of New York to live in?

Manhattan, West Chester, and Long Island are some of the nicest places to live in New York.

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